Zimpler vs Yaspa: Which Is Better for Your Business?

Please note that the information about the payment providers in this article was sourced from their official website on 3 April 2025. This information is subject to change.

For industries like iGaming, e-commerce, fintech, and marketplaces, open banking brings the speed and control traditional payments lack. Yaspa and Zimpler are paving the way – but not all platforms take the same approach.

In this blog, we’ll break down what makes each provider unique, what they’re best used for, and when you might consider an alternative like Noda, especially if you’re looking for more flexibility, broader use cases, or faster time to market.

What is Yaspa?

Yaspa, a UK-based provider, is built around the idea of intelligent payments – where trust, identity, and security are just as important as the transaction itself. While it offers fast A2A payments and instant payouts, its real edge lies in combining those with real-time risk assessment, affordability checks, and identity verification.

What is Zimpler?

Originally focused on mobile payments, Zimpler has evolved into an open banking provider that powers fast, secure A2A payments with a strong presence in iGaming, investment platforms, and high-volume consumer apps.

Payment Experience

Both Yaspa and Zimpler deliver fast, real-time bank payments, but they do so with different priorities.

Yaspa combines real-time payments with identity checks and risk controls, making it ideal for trust-heavy sectors like lending and gaming.

Zimpler payment method prioritises speed with mobile-first flows, perfect for high-frequency transactions in industries like iGaming and finance.

Compliance and Security

This is a major strength for both platforms – but with very different approaches:

Yaspa builds compliance into each transaction, with tools like Verification Plus to assess affordability and risk in real time.

Zimpler includes automated KYC and AML checks, offering fast, compliant onboarding for businesses operating under EU standards.

Features and Products

Each platform comes with tools beyond basic payments, but they’re built for different needs:

Yaspa offers a modular suite that blends payments with identity, including:

• Real-time bank transfers and instant payouts
• vIBANs (virtual bank accounts) to track and manage individual transactions
• Safer Gambling tools to promote responsible play and meet regulatory standards

Zimpler keeps its product stack lean and performance-focused. Notable tools include:

• Instant deposits and fast cross-border payouts
• Zimpler GO, which combines KYC, registration, and payment into one user flow
• Swish integration in Sweden for fast, local mobile payments

Coverage and Reach

Yaspa is available in the UK and 19 European countries, making it a strong option for region-specific platforms with strict compliance needs.

Zimpler supports pay-ins in five countries and payouts in 19, with access to over 5,200 banks. Its core strength lies in the Nordics, with growing coverage in Europe and Brazil.

Integration and Developer Experience

Both platforms offer developer-friendly integration options, each tailored to different business needs:

Yaspa offers flexible options – API, low-code, and no-code – with support for various payment flows and PSPs like PaymentIQ and Praxis. It accommodates app-to-app, web-to-app, and browser-based payment flows, with clear documentation and personalised support throughout implementation.

Zimpler is built for fast integration, with features like Zimpler GO and Fast Flow to speed up onboarding and payments. Developers can pre-fill bank details, apply KYC data, and test flows across desktop and mobile to ensure smooth performance before launch.

Yaspa vs Zimpler Fees

Yaspa and Zimpler don’t publish their pricing, as it varies based on volume, industry, and setup. Both follow a transaction-based model.

Yaspa seems to offer flexible pricing for regulated sectors, while Zimpler includes features like Swish and cross-border payouts with no mention of added fees. For accurate rates, a direct quote is needed.

Yaspa and Zimpler Comparison

Here we explore the difference between Yaspa and Zimpler together with Noda, focusing on practical features that matter like: payment links, platform integrations, and recurring payments – to help you understand which platform offers what, based on your business needs.

Noda: A Better Way to Accept and Optimise Payments

Noda is designed to make open banking easier, faster, and more flexible for growing businesses. It combines secure A2A payments, smart tools, and global reach in one simple setup.

Noda supports a wide range of industries – from e-commerce, travel, gaming and SaaS to digital platforms and online services – making it a versatile choice for businesses with different needs and risk profiles. Here’s what makes it stand out:

• Frictionless payments and no-code tools – Accept real-time bank transfers, create branded checkout pages, and send QR codes or Payment Links – no dev team required.
• Built-in security and compliance – All transactions follow PSD2 standards, with bank-level encryption, fraud checks, and KYC tools baked in.
• Products built for scale – From card and bank pay-ins to instant payouts and data enrichment, Noda helps you personalise journeys and optimise every transaction.
• Fast setup with fair pricing – Go live via API or e-commerce plug-ins, with a dedicated account manager and transparent, volume-based pricing tailored to your business type.

With coverage across 28 countries – including key markets like the UK, Canada, Brazil, and much of Europe – and over 2,000 connected banks, Noda gives you everything you need to simplify payments and expand confidently.

Yaspa versus Zimpler – And What to Consider Next

Yaspa and Zimpler both offer strong open banking solutions, but their strengths serve different types of businesses.

Yaspa focuses on payments with built-in verification, making it a great fit for regulated industries that need to assess users before a transaction happens. Zimpler, meanwhile, excels at quick, mobile-friendly payments – especially in sectors like iGaming where fast deposits and withdrawals matter most.

But if you're looking for an open banking platform that’s fast, accessible, and designed to scale across markets, Noda might be your best fit. It goes beyond payments – offering features that simplify integration, boost conversion, and keep you compliant without slowing you down.

Now that you know what’s out there, try Noda today and see if it’s the right fit for your next phase of growth.