2Checkout vs Stripe: Product, Pricing, Integration

Note that the information about 2Checkout and Stripe found in this article was taken from their respective websites on 29 November 2024. This information is subject to change.

Struggling to find the perfect online payment system for your business? Stripe and 2Checkout are popular choices, but are they truly the best options for you?

Here we compare Stripe and 2Checkout, their services, pricing, global reach, and integrations — plus introduce Noda as a strong alternative for your business.

Stripe vs 2Checkout vs Noda for Online Payments

Noda offers small and medium-sized businesses a secure, user-friendly payment solution. Our platform is easy to integrate and simplifies transactions, helping you save time and money.

Stripe vs 2Checkout vs Noda: Payment Gateway

Stripe Payments allow merchants to accept payments, manage payouts, and oversee accounts. Merchants can customise their checkout experiences using Stripe Elements for web and mobile interfaces or opt for the pre-built Stripe Checkout. Meanwhile, Stripe Connect simplifies transactions across multiple channels and platforms, covering both payments and payouts.

2Checkout payment gateway,  InLine Checkout, is a straightforward interface that, according to 2Checkout, follows the latest conversion optimisation best practices. Merchants can choose one-step and multi-step carts. 2Checkout also offers a hosted payment gateway and integration with e-commerce shopping carts.

Meanwhile, Noda’s payment gateway uses smart AI routing and acceptance recovery, which analyses transactions and directs them to the ideal acquiring bank.

Noda also offers an open banking payment gateway or pay-by-bank transactions powered by Open Banking APIs.  Open banking payments are a cutting-edge solution gaining momentum, with even industry giants like Visa adopting this technology. They deliver a smoother payment experience with lower fees and no chargebacks. This means less friction for you and more savings for your business.

Additionally, merchants can get started quickly with Noda’s plugins for e-commerce platforms like OpenCart, WooCommerce, Magento, and PrestaShop.

Stripe vs 2Checkout vs Noda: No-code Payments

Stripe Payment Links enable users to accept payments or manage subscriptions through shareable links. These links can be distributed without limits via social media, emails, or other channels.

2Checkout does not offer payment links, but Noda does. We offer payment links and QR codes as well as a no-code payment page. Merchants can send links via websites, emails, chatbots, social networks, and messengers.

Stripe vs 2Checkout vs Noda: Coverage

Stripe supports over 100 payment methods, such as credit cards, digital wallets, bank debits, and transfers. It uses a Payment Methods API to allow businesses to easily integrate these options into their systems, facilitating one-click checkouts for enhanced user convenience.

Stripe operates in 46 countries such as Australia, the US, Europe, India, Japan, and the UAE.

Meanwhile, 2Checkout payment methods include 45 payment options, depending on the payment package the merchant chooses. 2Checkout allows merchants to sell in over 200 countries and territories, in over and 100 currencies.

With its open banking solution, Noda connects to over 2,000 banks across 28 countries and supports multiple currencies. We enable instant bank payments with flexible fees. Your customers can pay through their trusted local banks, improving convenience and loyalty.

Stripe vs 2Checkout vs Noda: Fees

Regarding Stripe vs 2Checkout pricing, the providers use different strategies; Stripe transparently displays its service fees on its website.

Stripe fees in GBP, as of 29 November 2024. For a full breakdown of Stripe pricing please see the provider’s website.

In comparison, 2Checkout charges businesses based on the plan they have chosen, with the following fees:

2Checkout fees in USD, as of 29 November 2024. For a full breakdown of 2Checkout pricing please see the provider’s website.

Noda has a flexible pricing model, which is based on transaction volume and value. Yet Noda’s fees would almost certainly be cheaper as Noda uses open banking payments, which avoid expensive card networks. With Noda you will cut your costs in half – estimate your savings here.

Stripe vs 2Checkout vs Noda: Other Features

Stripe enables embedded payments and financial services through physical and virtual card issuing. It also offers a suite for automating revenue and financial tasks, including tools for billing, revenue recognition, tax automation, online invoicing, and generating custom reports.

2Checkout offers tools for upselling, cross-selling, and A/B testing, plus analytics integration with Google Analytics. It also provides an Affiliate Network for extra revenue and a Partner Control Panel to manage resellers.

Noda’s Know Your Whales (KYW) tool delivers valuable user insights using open banking data.  Merchants can use KYW to predict lifetime value (LTV), shape their marketing strategy and boost revenues.

Noda also offers a verification tool - Sign in via Bank. Your clients can sign into your website or app with ease using their bank account details, ensuring compliant monitoring, onboarding and identification. This technology uses open banking data and provides a smooth user experience, instantly creating a verified and user profile for you.

Stripe vs 2Checkout Alternatives: Why Choose Noda?

Noda goes beyond card payment processing. With pay-by-bank transactions powered by Open Banking APIs, we offer instant direct bank payments with superior user experience, lower fees and no chargebacks, helping your business save money and reduce friction.

Easy Integration

Set up quickly using APIs or Noda’s plugins for platforms like OpenCart, WooCommerce, Magento, and PrestaShop. Whether you're starting out or scaling up, our flexible solutions are designed to adapt to your needs.

Broaden Your Reach

Noda partners with over 2,000 banks in 28 countries and supports multiple currencies. We provide instant bank payments with flexible fees, letting your customers pay through trusted local banks for greater convenience and loyalty.

Growth-Focused Tools

Noda helps your business grow with features like customer verification, enhanced user experience, and actionable insights. Simplify your payment operations and stay focused on expanding your business confidently.

Lower Costs

Noda offers flexible pricing tailored to your transaction volume and value. Our open banking payments avoid costly card networks, making our fees significantly lower. Cut your payment costs in half with Noda.