Best Zimpler Alternatives for 2025

Please note that the information about the payment providers in this article was sourced from their official website on 27 March 2025. This information is subject to change.

If you’re running a business that needs fast, reliable online payments – whether in e-commerce, fintech, or high-volume platforms like iGaming – you’ve likely come across Zimpler.

Zimpler remains a known name in direct bank payments, but like any platform, it has its limitations. As regulations evolve and customer expectations shift, many businesses are now evaluating other open banking providers offering more flexibility, broader coverage, or better control.

This guide lays out the basics: how Zimpler payments work, where it’s useful, where it may fall short, and what other open banking solutions, including Noda, can offer.

What is Zimpler?

Zimpler is a Swedish fintech company that makes payments simple by letting users pay directly from their bank accounts. There’s no need for cards or digital wallets – just a few quick steps, and the transaction is complete.

Launched in 2012 with a focus on mobile payments, Zimpler has since evolved into a full open banking provider. Today, it supports instant, reliable payments for businesses across Europe – particularly in industries like iGaming and investment platforms, where speed and user experience are critical.

Here’s how to use Zimpler: At checkout, users select Zimpler, choose their bank, verify their identity using BankID (or a similar tool), and approve the payment.

Behind the scenes, Zimpler uses open banking technology to connect securely to the bank, authorise the transaction, and move funds in real time. It’s a fast, secure, and seamless process – ideal for businesses that rely on high-volume, frictionless payments.

Advantages and Disadvantages of Zimpler

Choosing an appropriate payment solution involves understanding the benefits and operational considerations. Zimpler, with its advanced fintech solutions, offers secure and efficient payment processing options. Here, we explore the benefits and some key considerations of using Zimpler Payments:

Advantages

• Fast Transactions: Zimpler supports immediate fund transfers through A2A payments, crucial for sectors needing fast access to funds.
• Compliance Tools: Zimpler supports regulatory compliance by integrating KYC and AML checks into its onboarding process, helping businesses stay aligned with local and EU financial regulations.
• User-Friendly Interface: Designed for simplicity, Zimpler enables users to complete transactions quickly and easily, which can enhance overall customer satisfaction and improve conversion rates.

Disadvantages

• Market Availability: Currently, Zimpler supports pay-ins and KYC in just five countries, with payouts focused across Europe – mainly serving iGaming needs. Its limited reach may not suit businesses looking for broader coverage.
• Technical Requirements: Integration of Zimpler’s services might demand comprehensive API development, requiring additional resources and setup time.
• Limited Payment Options: Zimpler supports instant deposits and cross-border payouts but lacks payment links and QR code payments, which may restrict its use for businesses needing diverse transaction methods.

Best 5 Zimpler Alternatives

Your payment provider shapes how you scale, stay compliant, and get paid. If you’re looking for alternatives to Zimpler payment method, there are strong options built for speed, control, and reach.

These platforms vary in coverage, features, and integration approaches – giving businesses more flexibility to find the right fit for their operations:

Noda

For businesses seeking a reliable alternative to Zimpler, Noda offers a smarter, more cost-effective solution. It enables fast, secure A2A payments while providing real-time banking insights and broad international reach.

Available in over 28 countries – including the UK, Brazil, and Canada – Noda goes beyond the EU focus of many providers. With access to over 2,000 banks and support for multiple currencies, it offers real-time settlement and ensures stable cash flow without relying on card networks or third-party processors.

Global Coverage

Noda’s one-click Payment Button lets customers pay directly from their bank accounts – no cards, no delays. It supports multiple currencies and integrates easily through a lightweight API for quick setup and seamless checkout.

Simple Setup

With flexible APIs, no-code tools, and ready-made plugins, Noda fits into your existing setup with minimal effort. Built-in reporting gives you real-time visibility to track performance and fine-tune your payment flows.

Secure Payments

Noda ensures fast, secure transfers even in countries where SEPA Instant or Faster Payment System (FPS) isn’t available. It bridges infrastructure gaps to deliver a reliable payment experience your customers can trust.

Flexible Support and Pricing

Get hands-on support from a dedicated account manager. Pricing starts at just 0.1% per transaction – no monthly fees, no chargebacks, and no surprises. Noda scales with your business, not against it.

Noda is a strong fit for e-commerce, SaaS, travel, fintech, and online gaming, especially for businesses working across multiple markets or dealing with different local banks. Businesses that want to combine fast payments with deeper customer intelligence will find value in its banking data features.

GoCardless

GoCardless is designed for businesses that rely on recurring payments. It supports direct debit across 30 countries and connects with over 2,500 banks, making it a practical option for subscription-based models, retainers, and scheduled invoicing.

• Built-in fraud protection – GoCardless Protect+ (available on the Pro plan) offers anti-fraud tools and chargeback protection.
• Payment tracking and reconciliation – Real-time updates and automated reconciliation reduce admin time.

While GoCardless isn’t built for instant pay-ins, card payments, or customer pay-outs, it excels in handling high-volume, recurring collections with minimal manual input. For businesses prioritising billing automation and cash flow predictability, it’s a strong contender.

For companies focused on recurring billing and streamlined collections, GoCardless provides a stable, low-touch solution with strong automation features.

Volt

Volt is a real-time open banking provider built for businesses that want deep control over their payment infrastructure. It’s designed for tech-forward teams comfortable working with APIs and custom integrations.

Operating across 25+ European markets, Volt focuses on speed, scalability, and precision. Its intelligent payment routing selects the most reliable path based on a customer’s bank and location -– helping reduce failed transactions and improve the payment experience.

Volt uses behavioural analytics for fraud detection and is designed for direct integration into apps and platforms. It doesn’t offer a no-code setup or pre-built UI, so it’s best suited for product-led teams with development resources.

For fintechs, platforms, marketplaces, and iGaming operators that need real-time performance and full customisation, Volt provides the building blocks to embed payments directly into their product.

Brite

Brite is a Sweden-based A2A payments provider focused on instant bank transfers within Europe. It supports both pay-ins and payouts, with a strong emphasis on speed, simplicity, and a smooth user experience.

• Works with 3,800+ banks across 27 European countries
• Easy to set up with support for recurring payments
• Fast, clean checkout for high-volume sectors like gaming and finance

Brite is currently focused on the European market and doesn’t yet support regions beyond. While its financial data features are more limited compared to some providers, it covers the essentials well. For businesses in the EU that prioritise speed, simplicity, and reliable bank coverage, Brite remains a strong and efficient option.

Trustly

Trustly is one of the most established providers in the A2A space, with coverage in over 30 countries across Europe and the U.S. Known for its reliability, it’s a preferred choice for enterprise-level platforms in sectors like travel, financial services, gaming, and marketplaces—where speed, scale, and compliance matter.

It supports both pay-ins and payouts and connects to over 3,800 banks, giving businesses broad access to key markets. Its infrastructure includes built-in fraud prevention and advanced compliance tools, making it a strong fit for regulated industries and high-risk environments.

While its onboarding and pricing are geared more toward larger businesses, Trustly remains a dependable choice for high-volume operations with complex needs and multi-market reach. In many cases, it’s also available through third-party providers (TPP) – so even if direct onboarding suits bigger businesses best, it might still be within reach for others.

Scale Smarter with the Right Payment Partner

Zimpler payment solution has played an important role in making A2A payments more accessible across Europe. It simplified direct bank transfers at a time when few others could. But as business needs evolve, so do expectations around speed, flexibility, and data visibility.

Today, companies are looking for more than just a way to move money – they need real-time infrastructure that supports scale, compliance, and smarter decision-making.

If you’re looking to streamline operations, simplify compliance, and improve payment performance – Noda is built for exactly that. With real-time capabilities, rich data insights, and flexible integration options, it’s designed to support the way modern businesses move.

Book a demo with Noda today and see how real-time payments can work harder for your business.